Our Story

Rooted in Integrity.
Built on Trust.

Who We Are

A Direct Lender With a Different Approach

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Forest Capital Holdings LLC Fund Direct was founded on a straightforward premise: American businesses deserve access to capital on honest terms, delivered by people who actually understand what it takes to run a company.

We operate as a direct lender — which means we use our own capital, make our own underwriting decisions, and answer directly to our clients. There are no layers of brokers, no opaque syndication networks, and no hidden agenda. When we approve a funding arrangement, we stand behind it.

Headquartered in Sheridan, Wyoming, we serve businesses across all 50 states, bringing the straightforward values of the Mountain West to every transaction we complete.

Professional business partnership meeting

What Drives Us

Our Core Values

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Transparency

Every term, every fee, every condition is explained before you sign. No surprises at closing, no buried clauses, no bait-and-switch. What we offer is what you receive.

Speed

Business opportunities don't wait. We've engineered our process to deliver decisions in hours and funding within 24 hours of approval — because your window matters.

Partnership

We don't close a deal and disappear. Our goal is a funding relationship that grows with your business — a lender you return to as your capital needs evolve.

Intelligence

We look beyond credit scores. Our underwriting considers the full picture of your business — cash flow, growth trajectory, industry dynamics — to structure funding that fits.

Integrity

We only recommend funding arrangements we'd take ourselves. If a product isn't right for your business, we'll tell you — and help you find what is.

Growth Focus

Capital is only valuable when it creates more value. Every funding recommendation we make is oriented around one question: does this help your business grow stronger?

Leadership

Leadership

Guided by Experience

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David Yadearov

Founder & Principal

David Yadearov founded Forest Capital Holdings LLC Fund Direct with a clear vision: create a direct lending institution that treats business owners with the transparency and respect they deserve. With deep roots in financial services and a commitment to client outcomes over transaction volume, David has built Forest Capital Holdings around the principle that a lender's success is inseparable from its clients' success.

Under his leadership, Forest Capital Holdings has deployed capital across dozens of industries — from construction and transportation to retail, healthcare, and professional services — building a reputation for honest underwriting and genuine partnership with the businesses it serves.

Based in Sheridan, Wyoming, David and the Forest Capital Holdings team bring straightforward Mountain West values to every funding decision: directness, fairness, and a long-term view of every relationship.

Wyoming mountain landscape

Our Home

Why Wyoming?

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Wyoming isn't just our headquarters — it's a statement about how we do business. The state's tradition of self-reliance, fair dealing, and lean government aligns with everything Forest Capital Holdings stands for.

Wyoming's business-friendly environment and strong regulatory clarity allow us to operate with efficiency and pass those advantages directly to our clients — faster decisions, lower overhead, more competitive terms.

  • Business-friendly regulatory environment enabling faster underwriting
  • Headquartered in Sheridan — a community that values honest dealing
  • Licensed and operating across all 50 states
  • Wyoming values: directness, hard work, long-term relationships
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Let's Build Something Together

Connect with our team and discover what Forest Capital Holdings can do for your business.

Get in Touch